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  2. Understanding Plaid's Products

Understanding Plaid's Products

Gain insights into Plaid's product suite and find solutions to your questions

General

  • How do I add a product to an existing Item?
  • Does Plaid support subaccounts?
  • Can I obtain Balance and Identity data for Items created using Same Day Micro-deposits?
  • Do processor tokens expire?
  • Do access tokens expire?

Auth

  • How do end users experience Plaid Auth?
  • How is Plaid Auth billed?
  • What is a tokenized account number (TAN)?
  • Can I use Auth with money market accounts?

Transactions

  • What are the possible categories that can be returned by the Plaid Transactions product?
  • How can I view the frequency of transaction updates for a particular financial institution?
  • What account types are compatible with the Plaid Transactions product?
  • Does the /transactions/get endpoint provide real-time data?
  • What timezone does the date field return in a /transactions/get request?

Identity

  • What data is returned from Plaid Identity?
  • How do Identity and Identity Match differ?

Balance

  • How can I obtain account balances using Plaid's API?
  • Why is latency for Plaid Balance higher than other endpoints?
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