Each Plaid product has its own pricing structure that is dependent on how the product works. For specific details on our pricing models, see Plaid Billing in our Docs. These pricing models are only applicable for the Production environment.
Plaid uses three basic pricing models: one-time fee products, subscription fee products, and a per-request fee structure.
Auth, Identity, and Income are one-time fee products, meaning you incur a charge only once for each connected account. The cost for one-time fee products is the same no matter how many API calls are made for the connected account.
Transactions (except for the /transactions/refresh endpoint), Liabilities, and Investments are based on a subscription fee model meaning that the Item will incur a monthly subscription fee as long as it exists. For more information, please see our documentation on Subscription fees.
Balance (/accounts/balance/get), /transactions/refresh, /asset_report/audit_copy/create, /asset_report/pdf/get, and Signal (/signal/evaluate) are billed on a flat fee per successful API request. For more information please see our documentation on Per-request flat fees.
/asset_report/create (pricing depends on number of days of transaction history requested and quantity of Items in the Asset Report) and Enrich (pricing depends on quantity of transactions sent for enrichment) are billed on a per-request flexible fee. For more information please see our documentation on Per-request flexible fees.