If you're on a Trial plan, Plaid is free — Trial plans support up to 10 Production Items. The pricing models below apply to paid Production plans only.
Each Plaid product has its own pricing structure that is dependent on how the product works. For specific details on our pricing models, see the Plaid Billing documentation. These pricing models are only applicable in the Production environment.
Plaid uses five basic pricing models. Plaid's product offerings are constantly evolving, so rather than list every product here, see the Plaid Billing documentation for the current, authoritative breakdown:
- One-time fees — charged once for each Item the product is added to, regardless of how many API calls are made for it. Includes Auth and Identity.
- Subscription fees — a recurring monthly fee for as long as the Item exists. Includes Transactions, Liabilities, and Investments.
- Per-request flat fees — a flat fee per successful API request. Includes Balance and Signal Transaction Scores.
- Per-request flexible fees — fee varies based on request parameters. Includes Assets, Statements Refresh, and Enrich.
- Per-Item flexible fees — charged once when the Item is created, varying with the amount of data requested. Includes Statements.
Payment Initiation, Consumer Report (by Plaid Check), Transfer, Monitor, and Identity Verification have their own fee models; see the Plaid Billing documentation for details.