Plaid analyzes various signals to deliver a score for each risk category (Phone, Email, Network, Device, Behavior, Stolen Identity, Synthetic Identity, and Facial Duplicate). There are 3 levels of risk:
- Low risk
- Medium risk
- High risk
You can set your acceptable risk level for each respective risk category within your Risk Rules on the IDV Template Editor on the Plaid Dashboard.
For example, “High risk” is always the maximum risk level possible. This means that when a risk category’s acceptable risk level is set to “High,” any score/behavior in that category will pass the check.