First, please note that to receive more than 90 days of transaction history, you will need to specify that in the transactions.days_requested parameter of your /link/token/create request.
However, for Bank of America accounts, there is a limit on how much transaction history is available on most accounts, and a full two years is not always available.
- For checking, savings, and mortgage accounts, transactions are available for the most recent 18 months.
- For personal credit cards, transactions are available for the current partial cycle, plus the 11 previous statement cycles.
- For small business credit cards, transactions are available for the current partial cycle, plus the 17 previous statement cycles.