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Plaid and our Integration Partners offer businesses an easier way to send or receive payments and streamline compliance. Plaid enables businesses to instantly authenticate a customer's bank account, confirm account balances or verify a user’s identity. Businesses can then leverage our Partners to scale.
As part of the integration, customers can access Plaid’s full suite of APIs for clean, categorized transaction data, real-time balances, and more.
Partners
For a full list of Partners please refer to our Integrations page. Select Partners and use cases are listed below.
Payments: Stripe, Dwolla, Galileo, Modern Treasury, Prime Trust, Velox
Payment Guarantor: Vesta
Lending: Ocrolus
KYC: Interactive Brokers
Getting Started
You need to set up your Plaid account to ensure that it’s enabled for the integration with the Partner. You must be enabled for Plaid Production to access the Partner’s Production environment. For Partner specific information, check out our integration documentation here.
Institution Coverage
The Plaid + Partners integrations can be leveraged for institutions that support Plaid’s Auth, Identity or Balance product.
Use the /institutions/get
endpoint to retrieve financial institutions that support Auth's credential-based login, or the /institutions/search
endpoint to retrieve the list of products that are supported for a given institution. Specifically, the products
field will show the list of available products. If auth
is available, then the institution is compatible with the Dwolla integration.
Example /institutions/search
response:
{
"institutions": [
{
"credentials": [
{
"label": "User ID",
"name": "username",
"type": "text"
},
{
"label": "Password",
"name": "password",
"type": "password"
}
],
"has_mfa": true,
"institution_id": "ins_109509",
"mfa": [
"code",
"list",
"questions",
"selections"
],
"name": "First Gingham Credit Union",
"products": [
"balance",
"credit_details",
"auth",
"info",
"numbers",
"transactions"
]
},
...
],
"request_id": "DLVvK"
}
Testing
For Partner specific information, check out our integration documentation here.
Pricing
Using a Plaid Integration Partner combines Plaid's products with our Partner’s products.
Once you create a processor token for a Plaid Integration Partner, you are billed on the Auth, Balance or Identity endpoints that the Partner calls. You are not charged for the creation of the processor token. Please read our Billing article for more pricing information, or refer to your Services Agreement for specific billing terms.
Once you create a bank token for Stripe, Stripe will charge you directly for the ACH payment. Please refer to Stripe's documentation for more information.
To learn more about our Partner’s pricing, please contact our Partner’s sales team or your dedicated Plaid account manager.