Plaid and Dwolla have partnered to offer businesses a solution for ACH payments. Users are able to quickly and securely verify bank account ownership using Plaid, and then send payments with Dwolla’s ACH API.
With the Plaid + Dwolla integration, your users can connect their account in seconds by simply inputting their banking credentials in Plaid’s front-end module. Once a user authenticates their bank account through Plaid, you will receive a token that can be used for creating a funding source for payments via Dwolla’s API.
Plaid’s mobile-friendly module handles input validation, error handling, and multi-factor authentication, providing a seamless experience that helps convert more users for your business.
First, you will need to set up your Plaid account to ensure that it’s enabled for the integration with Dwolla. Your Plaid account will need to be enabled for the Sandbox environment to be able to get the full experience in the Dwolla Sandbox, and you must be enabled for Plaid Production to access the Dwolla Production environment.