The reason for this is because requests to the
/balance/get endpoint directly contact the financial institution in real-time to get the current balance at that precise moment in time. Whereas, the balances object within the
/transactions/get response is accurate as of the time we made our scheduled request for transaction data from your institution. Since scheduled requests for new transactions typically occur a handful of times per day, the balance object will not update with every request to our
/transactions/get endpoint. Balances will only update once Plaid has checked fresh transaction data.
Please note that depending on the institution, these checks for fresh data occur less frequently, such as once per day. An Item's
status.transactions.last_successful_update field will show the timestamp of the most recent successful update. To force Plaid to check for new transactions, you can use the
If you require real-time balances, then we recommend using our
/balance/get endpoint. If you are only utilizing then
/transactions/get product then you can leverage our Transactions webhooks which will alert you to when new transactions data is available, including an updated balance.