If your bank account or credit card has multiple card holders, each with their own card, Plaid will not return sub-accounts separately via the
/accounts/get endpoint, as these accounts are considered to be part of the primary account.
account_owneris not typically populated, and only relevant when dealing with sub-accounts.
- sub-account transactions will reflect the sub-account holder’s name in the
- generally, primary account transactions will have a null
Our docs provide more info on the account owner field.