Testing MFA

Current API In Plaid’s Sandbox environment, you can test each form of MFA that Plaid supports by changing the password when creating an item. Conversely, when creating items in production, the type of MFA re...

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MFA Code not received by user

Current API Plaid supports one-time MFA access codes for a select number of institutions. These institutions will send the access code via SMS or email, which must then be entered in Plaid Link to complete the...

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MFA not supported

Current API An MFA_NOT_SUPPORTED error is returned when an institution requires a form of MFA that Plaid does not support. In some cases, users may be able to disable the unsupported MFA type, enabling them to...

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Multiple MFA requests

Current API After an item is initially created, it is possible that additional MFA will be required some days or weeks later. This will trigger an ITEM_LOGIN_REQUIRED error. These MFA requests may continue, pe...

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Code-based MFA

Current API All MFA flows are handled automatically by Plaid Link. To see what a code-based MFA flow will look like for one of your users, open Link in Sandbox mode, and use the credentials: username user_good...

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