Rate Limits

Current API

See the RATE_LIMITED_EXCEEDED errors section of our API documentation.

Legacy API

Plaid rate limits most API endpoints to prevent malicious or inadvertent request patterns from affecting overall API performance. API requests are rate limited by access_token and product. The exact limits are dynamic, but they generally span 60 seconds and allow at least 30 requests per access_token per product in that window. For example, making 10-12 /connect/get API requests per day for a single access_token won't be limited.

Do note that Plaid’s webhooks are designed with this in mind: A Code 2 webhook will be fired whenever there are new transactions available for an access_token, so we suggest making requests only after you have received a Code 2 webhook.

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